EZ FINANCEPremium finance

Commercial insurance premiums, paid monthly.

We pay your business insurance premium to the insurance company up front. You repay us in monthly installments. Ask your insurance agent for an EZ Finance quote.

Example plan
Total premium, fees and taxes$32,130.87
Down payment$7,938.01
Amount financed$24,192.86
$2,633.77 / month × 10
Illustration only, at an 18.90% annual percentage rate. Your rate, down payment and payments depend on your policies and are shown in your agreement before you sign.

How it works

Your agent sets everything up. You sign online and choose how to pay.

  1. Your agent quotes financing

    When you buy or renew a commercial policy, your agent shows the down payment, monthly payment and total cost.

  2. You sign and pay the down payment

    You receive the finance agreement by email and sign it from your phone or computer. Your agent collects the down payment.

  3. We pay the insurer; you pay monthly

    We send the premium to your insurance company. You pay us each month by automatic bank draft, or with a secure link we text and email you.

For businesses

Keep cash in your business instead of paying a large premium all at once.

  • Free automatic payments from your bank account
  • Payment reminders by text and email, if you choose
  • Pay off early any time and receive a refund of unearned finance charges
  • Clear terms: the rate, finance charge and every payment are disclosed before you sign

Coverage we finance

Commercial autoGeneral liabilityCommercial propertyWorkers’ compensationCommercial packageBusinessowners (BOP)Garage liabilityInland marineFarm and ranchUmbrellaProfessional liability

We finance business-purpose policies only. We do not finance personal auto, homeowners or other personal insurance.

For insurance agents

A local Oklahoma premium finance company built for independent agencies.

  • Quote, submit and collect signatures from one agency portal
  • Premium paid directly to the insurer or general agent after approval
  • See which clients are current, late or in notice, so you can help before a policy cancels
  • Referral fee on funded loans for licensed Oklahoma agencies, disclosed to the insured

Become an EZ Finance agency

Email us your agency name and Oklahoma agency license number. We verify every agency and producer license with the Oklahoma Insurance Department before activating a portal login.

Email hunter@ezpremiumfinance.com

Contact us

Phone(405) 776-3046Monday–Friday, 8:00 a.m.–5:00 p.m. Central
Emailservicing@ezpremiumfinance.comAccount and payment questions
MailEZ Finance LLC215 North Bickford Avenue
El Reno, OK 73036